Are you all fingers and thumbs around the home? If you are then you will probably require accidental damage cover on your house insurance policy. With this type of cover you will be insured against any loss of damage at you home that was accidental.
You don’t have to worry now if you have spilt milk, coffee or a glass of wine over in your home now. As most insurance policies now offer accidental damage insurance that protects you against everything from a iron being left on the carpet to a pens ink leaking on a sofa, or damage caused by little ones playing or the cost of replacing your ceiling because someone has put their foot through it.
Buildings and contents provide accidental damage cover as an additional extra to your house insurance policy so you’re able to cover what’s valuable to you. Some insurers include accidental damage as standard with their current contents and buildings cover. So you should check when you get a quotation and look through the features.
Cover is included for damage to DVD players, games consoles, TVs, computer equipment, glass, furniture and mirrors, tears, burns and spillages on carpets and home furniture. Accidental damage can be any damage to walls from a do-it-yourself accident or damage to your kitchen’s work surfaces and damage caused by family pets.
So if you spill coffee or a glass of wine on your carpet or over the sofa you can now rest assured that with accidental damage cover on your home insurance policy you’ll be covered.
You can add additional cover options to your house insurance and these include Personal Belongings, Home Emergency and Legal Expenses.
So if you are all fingers and thumbs around the home, don’t worry now because accidental damage cover on your home insurance will have everything covered.
