How much auto coverage do I need?
Almost every state requires you to buy a minimum amount of liability coverage. Chances are that you will need more liability insurance than the state requires because accidents cost more…
Avoid a deer-car collision
How to steer clear of a common, large—and moving—hazard As the deer populations grow and urban habitats continue to encroach upon rural environments, there has been an increase in deer-car…
Car breakdown safety
If you are in an accident or your car breaks down, safety should be your first concern. Getting out of the car at a busy intersection or on a highway…
Safety tips for teen drivers
Reduce the risks that come with inexperience and immaturity While getting a drivers license is an exciting rite-of-passage for teens, it can make a parent frantic—with good reason. The first…
What is covered by collision and comprehensive auto insurance?
Every U.S. state with the exception of New Hampshire requires its drivers to purchase liability insurance to drive legally. However, collision and comprehensive are optional, even though nearly four out…
What determines the price of an auto insurance policy?
Many factors help determine the cost of car insurance The amount you’ll pay for car insurance is impacted by a number of very different factors—from the type of coverage you…
Flood cars: How to avoid purchasing a washed-up vehicle
Tips for spotting auto fraud The facts about flooded cars Like other natural disasters, floods can create enormous damage to properties and vehicles. Flood vehicles offer a tempting opportunity for…
What is covered by a basic auto insurance policy?
Understand the coverage for your car While different states have different mandates for auto insurance, most basic car policies consist of six types of coverage. Here’s what you need to…
FAQs about direct repair programs and generic auto parts
What you need to know when your car needs to be repaired after an accident After a car accident your insurance company may recommend you use a direct repair program…
Auto insurance jargon buster
Your guide to understanding the fine print Don’t be intimidated by specialized insurance language. Below you’ll find definitions of some of the most common terms used when dealing with auto…