Any one who has searched for an individual life insurance online would have come across the fact that they need to take a medical examination to fulfill all the terms of the life insurance Stockton California policy.
While it is easier to get a life insurance following taking a medical examination it is not impossible to get a life insurance no medical exam policy as well. The options for life insurance no policy is more limited than the general life insurance policy plans and the premiums in these plans cost more as well.
To quality for a life insurance no medical exam policy, an individual first needs to answer a set of questions regarding the person’s age, gender, and application for the proposed insurance plan. The individual also needs to submit facts regarding the person’s health status and reports about medical history. After submission of the information, an agent will assess the answers and determine if the person is eligible for a life insurance policy without a medical examination.
Qualifying for a life insurance no exam policy is not really difficult for people who are young and healthy. However, individual’s need to remember to be truthful on their application form or it could lead to disqualification of their plan.
Individuals who search for life insurance online have the advantage of speaking immediately to an agent and clarifying any doubts that they may have about life insurance plan. Once approved, individuals could pay for their life insurance online using a credit card.
