For anybody planning a trip abroad you should consider travel medical insurance. Even if just a short trip. No matter if it is for pleasure, work or study you should not be without a good travel medical plan to protect you from the unexpected occurrence we never count on.
Too many people ponder whether it is necessary to purchase a travel medical plan. The truth is it is well worth the little cost it is. A travel medical plan is much cheaper then your health insurance plan. There are just too many risks if you go without.
Travel medical plans are very benefit rich in the ways of travel. Many plans have added bonuses often at no additional charge. First and foremost they are designed to cover unexpected illness and accidents during your travels. But they can also cover things like, lost luggage and emergency evacuation.
The cost of a travel medical plan can be very affordable. The cost of the plans can differ from plan to plan and insurance company to insurance company. But typically it runs about 4% of the cost of you vacation. Rates are usually based on your age, length of travel, benefit package and destination.
It is important for all people to get a travel medical plan if they plan to travel abroad but even more important if you have Medicare. Medicare will not pay any expenses for medical outside of the US. Most health insurance carriers will not have a international network either.
Travel medical plans give you peace of mind so you can enjoy your travels. It is there to protect you if you should become ill or have an accident. Not to mention it can save you thousands of dollars you may not even have. It will insure you get proper medical care as well.
Many travel medical plans have the added convenience of a 24 hour hotline to help you before , during and after your travels. They can help you locate medical care, us embassies and even translate prescriptions for you. They can also give you advice regarding your destination.
You can see all the good reasons to purchase a travel medical insurance plan, so I hope you will. I have seen it save many friends and customers a lot of stress and money over the years. I would not ever let anybody I care about go without it and neither should you.
